Caveat emptor!

27 Jul

Communities Digital News published an article about home and car buying on July 26th.  They make a number of valid points about both, including the following about title insurance:


Insurance protects you in two ways. First, “title” insurance protects your ownership of the property. Wouldn’t it be a bit troubling to learn three months after you have moved in that the seller did not own the property, and now, neither do you, because the real owner never sold it? Having a title search done through the local land records is vital to assure proper ownership and title to the property. The title search process can also alert you to any liens (claims against the property) and easements (rights others have to the property) of which you may not have been made aware. Title insurance protects you against all of these possible problems.

What to do – Make sure a title company searches the land records and is prepared to issue a title insurance policy.


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